By Jacquette M. Timmons
There is a silent epidemic afflicting approximately 30 million U.S. workers. You very well may be one of them … if you worry about money.
Sometimes that looks like stress over your day-to-day finances.
Other times, it manifests itself as concern over your future financial goals or as apprehension around whom to trust with helping you to make financial decisions.
In other instances, you fear something that certainly affects you but that you cannot control: the economy.
Whatever the trigger, you don’t leave your financial stress at home.
So, when you walk through the proverbial office door — even if it’s your home office — your worries about money tag along with you—upsetting your productivity, focus and creativity.
I am not so naïve as to suggest that any one of us can eliminate financial stress entirely. A little tension will always exist between where you are and where you want to be—a healthy mindset.
Here are a few recommendations on how to take control of unhealthy, all-consuming and paralyzing financial pressure that reduces your effectiveness … and can cost your employer approximately $7,000 in lost productivity each year!
● Come clean
Admit something is amiss, even if only to yourself. We consider money worries to be a silent epidemic because most people keep these problems close to the vest. Even worse, some bury their heads in the sand believing that when they come up for air the problem will be smaller or non-existent.
● Define the nature of your financial stress
Make sure that your stress-management approach matches the true nature of your worries.
● Create a plan of action
Don’t just lay out what you’re going to do, but also note when, how and what tool/resources you’ll tap into.
● Don’t wait
“When/then” thinking will jeopardize your efforts to reduce your stress.
● Seek assistance
Enlist a professional or a family member/friend to be your accountability partner. You don’t have to tackle your financial issues alone … unless you want to.
● Give yourself credit
Take the time to acknowledge your financial strengths and figure out how you can do more of what you do well. Be humble enough to recognize that financial stress isn’t just about financial dysfunction.
Financial stress can turn you into a lopsided thinker. You become so preoccupied with identifying a short-term solution that you lose the capacity to think long-term … to operate at your highest level of critical thinking and to function as the strategic, tactical, productive, engaged and creative person that you are!
When you alleviate your money worries you will become happier and more productive—a positive state of being for you and for your employer. Suhweet, right?!
So, let’s do this together.
A version of this blog originally appeared at: